In the broader market advancers led losers 1219 to 1131on moderate volume of 339

In the broader market, advancers led losers 1,219 to 1,131on moderate volume of 339.2 million shares. * Average exchange rates of US$1.30 per ?1.00 and JPY122 to ?1.00 closelytracked to currency assumptions used by DS to develop its first quarterobjectives. * Sees NPL gap with peers as stable or improving in 2009 * Sees no need for capital increase * CEO: core capital ratios sufficient for business model * Shares down 1.75 pct to 6.16 euros at 1429 GMT(Recasts lead, adds analyst, CFO, CEO comments, share price) By Paul Day MADRID, Jan 22 (Reuters) - Spain's Bankinter (BKT.MC) saidit expects its non-performing loans (NPL) ratio to deteriorateat a less rapid rate than its peers, after reporting slightlybetter-than-forecast 2008 earnings on Thursday. The Global Finishes Group's segment profit in the year wasunfavorably impacted by increased raw material costs that could not be fullyoffset by increased volume, selling price increases and improved operatingefficiencies related to additional manufacturing volume. It is also one of the largest land well servicing companies andworkover contractors in the U.S.

The conference call will be broadcast through a webcaston the Company's website.To access the call, please visit the InvestorRelations portion of the Company's website at: http:// webcast will also be archived within two hours of the live call on theCompany's website.You may also participate by calling (800) 559-6679 at 5:00 PM Eastern time onFebruary 4, 2009.Please provide the operator with the conference ID number81078070.About Nobel Learning Communities Nobel Learning Communities, Inc. - - - - Telecom jobs in danger: Hundreds of Telecom (TEL.NZ) jobsare in danger as the telecommunications giant reviews thesuccess of its call-centre trial in the Philippines. We provide our viewers an exceptional entertainment experience bymaking it easy to find and discover great videos." About Metacafe®Metacafe® is the world`s leading independent online video site. Steelers running back Willie Parker is the onlyother player with a double-digit chance, currently on 12 percent.Betfair spokesman Michael Robb said: "The Steelers are the favourites butthe Cardinals are a team capable of beating anyone on their day.

Entree menu selectionsinclude: Pan Seared Filet Mignon and Soy Ginger Glazed Sea bass, OvenRoasted Salmon on Cedar Plank, or a 6 oz Filet. Analysts said that while there were no clear signs foroptimism, some investors who have already punished chip sharessee the bad news as a sign that things may be near bottom. They used play action for most of the second half, and if that success rolls over into next week, as it likely will, there is no reason the Iowa passing game can't have its way against ISU's mediocre (at best) pass defense.Advantage: Iowa When Iowa State runs the ballAlthough it was supposed to be the big defensive question mark heading into 2009, the defensive line was actually Iowa's most impressive unit in week one. Signing Travis Johnson was a low-risk-low-reward move that signaled they realize they need depth along their defensive line, especially at the nose tackle position.Terrence Cody could surprise at the combine and workouts.